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Corporate Aircraft, Seat Accident
Corporate Aircraft, Seat Accident reinsurance is primarily offered as a facultative reinsurance placement but treaty can also be arranged. This coverage is essential protection for businesses that have company-owned, operated, or leased aircraft and who wish to insure the employees who travel on these aircraft. Sutton Reinsurance also offers protection for land-based travel exposures as well.
Product need and use
The cedant may not want to retain the exposure posed while using owned or leased aircraft in the furtherance of their business. By purchasing seat accident coverage, the cedant is able to reduce the potential for losses resulting from aircraft accidents.
Subject Insurance
Subject insurance can be Basic AD&D, Voluntary AD&D, Business Travel AD&D, or any combination thereof.
Design Options
The reinsurance covers AD&D losses of one or more lives on a company (individual) owned or leased aircraft. Reinsurance can be purchased on a quota share or excess per life/per occurrence basis.